Chicago Stop Wage Garnishment Attorneys
Illinois Bankruptcy Lawyers
Wage garnishments are a highly invasive creditor action that can seem very unjust. It is hard to believe that a creditor could actually force your employer to take money out of your paycheck against your will, but that does happen. Wage garnishments are one common reason why people file for bankruptcy.
If your wages are being garnished or you have been threatened with a wage garnishment, you can obtain the relief you need by filing for bankruptcy. It is always best to consult with an experienced bankruptcy lawyer to ensure the protection of your rights. To learn more, contact a knowledgeable bankruptcy attorney at Edwin L Feld & Associates.
Stopping Wage Garnishments With Bankruptcy
When you file for bankruptcy, an automatic stay order will go into effect that halts your creditors from engaging in any further collection efforts, including wage garnishments. As your bankruptcy case proceeds, you may be able to discharge the debt that is the source of your wage garnishment completely with a Chapter 7 bankruptcy, provided it is a type of debt that is dischargeable under the U.S. Bankruptcy Code. Credit card debts, medical bills and most other consumer debts may be discharged with a Chapter 7 bankruptcy.
A Chapter 13 bankruptcy results in a three- to five-year debt repayment plan, but also may result in a significant discharge of consumer debts after the successful completion of your Chapter 13 payment plan. Learn more by speaking with a bankruptcy attorney at our firm.
Contact Our Chicago Stop Wage Garnishment Lawyers
We offer eight office locations to provide local representation to clients throughout the Greater Chicagoland area and surrounding suburbs. To schedule a free consultation with an experienced bankruptcy lawyer at our firm, contact us toll free at 888-645-4357. You may also contact us by e-mail.